Will your insurance cover you if something goes wrong on your trip? Photo by Tom Page.

Your weekly roundup of the hottest travel links across the net:

1. When you take out an insurance policy, you generally expect that you’ll be covered if something goes wrong. I mean, that’s the whole point of insurance, right? Well if you’re considering getting coverage for your upcoming vacation, you might want to ensure you read the fine print – this article about how travel insurance claims hinge on the tiniest details is fair warning to make sure you put all the information down exactly right.

2. I’ve talked a lot before about the pleasures of getting deep under the skin of a country and its culture as well as various ways to do that and I’m not the only proponent of the idea. This post suggests five tips for finding local experiences around the world. My favorite? Step away from the computer and talk to a human being about what there is to see and do. So simple, yet so effective.

3. More and more, online sites coupled with smartphone apps seem to be replacing guidebooks and traditional travel tools. If you need some suggestions of what to download, check out these 10 great travel apps for your smartphone.